6 Reasons to choose an appraisal from Appraisals Unlimited, LLC ~ "Making Real Estate Real Easy, Since 1992!"To a lot of us, an appraisal just looks like a line item on the settlement sheet for a home purchase or refinance. Practically all lenders still want a local expert because the stakes are incredibly high, even though there are an increasing number of automated home valuation systems that may appear less expensive than an appraisal. Is securing a mortgage the only reason you should get an appraisal? Are there also situations when the services of a licensed, independent real estate professional might be helpful? You bet. 
Challenge your tax assessment in Volusia CountyIt's possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are determined by a previous assessment of your home, so if prices have gone down in your area, you can challenge your assessment and save money. An appraisal from Appraisals Unlimited, LLC ~ "Making Real Estate Real Easy, Since 1992!" is your best evidence when building your case. We're qualified to assist you in challenging your tax assessment. PMI removal to reduce your mortgage paymentWhen the amount being loaned to the homeowneris more than 80% of the actual value of the home, many lenders ask home buyers to purchase this supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. This additional payment is often folded into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, Appraisals Unlimited, LLC ~ "Making Real Estate Real Easy, Since 1992!" can provide you with a statement regarding the value of your home. The cost of the home valuation can often be regained in little time because you'll no longer be paying the PMI. Get your appraisal from Appraisals Unlimited, LLC ~ "Making Real Estate Real Easy, Since 1992!" Order onlineDivorce settlement with fewer hang-upsA divorce is an especially horrible event for the parties involved, and it is often more complicated by the burdensome decision of who keeps the home. Regardless of the situation, it's a good idea to order an appraisal from Appraisals Unlimited, LLC ~ "Making Real Estate Real Easy, Since 1992!" so both parties are entirely aware of the true market value of their house. The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Determine an accurate and fair valuation for estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Move to or from Volusia County through an employee relocation programWe are aware of the stress involved with an employee relocation. That's why we take great care in organizing an accommodating appointment time for the appraisal inspection. During our intensive inspection, we recommend relocating employees to provide feedback on the positive attributes of their property, along with information about any recent sales or listings in their neighborhood that they want considered. Close on your home quickly — for an accurate priceWhether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision regarding your asking price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't related to the sales price, but rather they depend on our efforts to finish the appraisal report. On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long housesare on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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